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Tuesday, December 2, 2008

Financial Freedom.

FINANCIAL....Today, I would like to write about this.Financial is the most probably important part in our current live. Althought in Islam, itself has a own topic.It's called 'Muamalat'.Everything in this current world incriminate of financial matter.And with this matter also cause so lot of people in trouble.People possiblity of meeting danger or suffering harm when they need to handle financial.This is mandatory for us,not routine or option.We must learn about this financial,despite we had a small or massive earning.

The earning,expenses,investment,saving,term loan,credit card,personel loan,PTPTN,MARA,AHLONG and many more as part of this game.As who failed to manage their financial will cause him/her into deep trouble.And every part of it connected systematically with worldwide economy.Currently the whole world linked into capitalist system.The stability of dollar,currency,mortgage,price of oil,comodity,future trading,shares,unit trust and many more.Since the last era of gold usage as currency has not practically anymore,this capitalis had conquered all of the economy system.With the value of gold is totally depended of a piece of paper that we call it money.

An expectation by economist in Islamic and also in Capitalist in early of this year 2008.This capitalist economy will corrupted,and it's proven lately.'Credit crunch' had happen in west country.Property value plunge in single of week.The bankrupcy of organization is anywhere.Worstly,a man are losing their job.So,how about their family,children,house,car,debt and importantly,how do they can survive.This is the worse of "RIBA'.Only who applied principal of Islamic Financial who can survive.Certainly the effect of this will infectious in our country soon.Either BNM Gavenour had issue the statement that Malaysia has not in recession.How could if currently world is in recession,but Malaysia are not.Maybe not now,but soon who knows.

With the fuel price going down plungely,maybe we as user feel happy about that.With RM2.00 per litre presently and maybe to fall a few cent at end of this year.But what is the matter with oil produce country,like Malaysia?Is that mean,the income from oil industries can go down streamly.With the most income of this country came from oil(PETRONAS).Just imagine that in couples of year soon.That is the risks that we must alert.Probably OPR has go down to 3.25 %,following by most financing group turn down their BLR to 6.5%.It still just a short term measure.It dosn't settle the financial if still think about financing,right?

The mean of financial freedom is mean that we not thinking anymore about financial.Did not want to know how many money in pocket or account,it settle.Dosn't care what we got,what we eat,what we wear,what car we has,how big is our house and manymore.If we only concern about struggle to get a better life after the end of day.To find a better place besides heaven,better place among other human.It's most importantly in our part actually.But how many people cares about this?Everyone just thinking to make a great earning,massive income,sellfish,harras others and dosn't concern it either 'Halal' or 'Haram' matter.

So,as a muslim guy,we must 100% strongly belived that the freedom of financial can be achieve with a help from Allah.Every earning that we earn,every wage/margin that we get,little part of it not belong to us.Remember that,we just keep the trust,its belong to others.Thats how we need Allah to help us.To thankfully whatever we got,and distribute a part of it.To providing this,a concern in religios is mostly the core.May Allah concern about us,when we do our part.Always believed that Allah giving help for who those remember to Allah and Islam principal.That's the only way that we can get a "FINANCIAL FREEDOM"..

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